QMoney works by giving the customer the ability to:

1. Save money
2. Withdraw money
3. Pay for good/services
4. Transfer cash

All actions can be achieved by either using the: USSD codes, QMoney App & Web Portal

How-To Flyer (QMoney) click here download.

1. Dial *323#
2. Select Get new starter pin
3. A 6-digit pin will be sent to you via SMS

Activating your account:

1. Dial *323# to open QMoney menu
2. Select Activation
3. Enter starter pin
4. Choose & confirm a 4-digit secret pin.

(This will be the secret pin you will use for all future transactions with QMoney)

When activating your QMoney account, you will be prompted to create a 4-digit code that only you will know. Nobody can get access to your QMoney Wallet without your secret PIN. Even if your phone gets lost, your money is save with us!

Currently you can link your QMoney Wallet with these banks below:

1. AGIB Bank
2. Ecobank (Gambia)

With no charges taken for depositing and sending money to another QMoney account, QMoney doesn’t cost you anything to use. All you need is you QCELL Sim Card.

check out our tariffs page to learn more.

As a business owner, you will need to become a Merchant (Agent). We will provide you with a QR Code where your customers can scan and pay for their bills or give customers your Merchant Number.

For further info go to the Become an Agent page

Go to the become an agent page 

1. Fill in your personal information, such as your full name, email address, phone number, in the appropriate fields.

2. Upload your Proof of a bank account:  I.e a scanned cheque book, bank book or any proof of a bank account.

3. Write down any thing you wish to say to us.

4. Review your application to ensure all information is correct and completed.

5. Click “Submit” to send your application to the QMoney Financial Ltd team.

Good luck with your application!