Send money, pay bills, buy airtime and manage your money securely with QMoney.
Start using QMoney
Getting started is simple.
- Dial *323#
- Register and create your PIN
- Add money through an authorised agent
- Start sending, paying and buying
Download the QMoney Customer App for the complete experience.
About QMoney
Built to bring money closer
QMoney has helped individuals and businesses manage money without depending entirely on cash or a traditional bank account. All through mobile technology and a growing network of authorised agents.
Our Customer services
One wallet for all your payments
Send money, settle bills, receive funds and manage more of your daily needs from one secure wallet.
Staff salary payments
Merchant QR code
For businesses
Payments built for Gambian organisations
Pay employees, agents and partners collect payments, manage multiple transactions all from one place while reducing the time and risk involved in handling cash.
Qmoney Agents
Find QMoney services near you
Visit an authorised QMoney agent to deposit or withdraw money, register for QMoney or get help with your wallet.
+350 QMoney agents nation wide
QMoney Web
Access QMoney from your computer
Sign in securely through your browser to access supported QMoney services from a desktop or laptop.
Ideal for customers and businesses who prefer to manage their QMoney activity online.
How QMoney Works
1. Register your wallet
Download the QMoney app or dial *323# and follow the registration steps.
2. Add money to wallet
Visit an authorised agent or use a supported bank account to fund your wallet.
3. Start using QMoney
Send money, buy data, credit, buy cashpower & pay bills,
all from your phone.
Frequently Asked Questions
QMoney works by giving the customer the ability to:
- Save money
- Withdraw money
- Pay for good/services
- Transfer cash
All actions can be achieved by either using the: USSD codes, QMoney App & Web Portal
How-To Flyer (QMoney) click here download.
- Dial *323#
- Select Get new starter pin
- A 6-digit pin will be sent to you via SMS
Activating your account:
- Dial *323# to open QMoney menu
- Select Activation
- Enter starter pin
- Choose & confirm a 4-digit secret pin.
(This will be the secret pin you will use for all future transactions with QMoney)
When activating your QMoney account, you will be prompted to create a 4-digit code that only you will know. Nobody can get access to your QMoney Wallet without your secret PIN. Even if your phone gets lost, your money is save with us!
Currently you can link your QMoney Wallet with these banks below:
- AGIB Bank
- Ecobank (Gambia)
With no charges taken for depositing and sending money to another QMoney account, QMoney doesn’t cost you anything to use. All you need is you QCELL Sim Card.
check out our tariffs page to learn more.
As a business owner, you will need to become a Merchant (Agent). We will provide you with a QR Code where your customers can scan and pay for their bills or give customers your Merchant Number.
For further info go to the Become an Agent page
Go to the become an agent page
1. Fill in your personal information, such as your full name, email address, phone number, in the appropriate fields.
2. Upload your Proof of a bank account: I.e a scanned cheque book, bank book or any proof of a bank account.
3. Write down any thing you wish to say to us.
4. Review your application to ensure all information is correct and completed.
5. Click “Submit” to send your application to the QMoney Financial Ltd team.
Good luck with your application!
If this wasn’t helpful visit our help page which has more information that will answer all your questions.
Still need help? Call 133 or contact our support team.
How can we help?
Send us your question or report a problem. Our team will review your message and get back to you as soon as possible.
Contact options
Visit QMoney at QCell House
Get in-person support at QCell House on Kairaba Avenue, Serrekunda.
