Our partners

What's New?

Access your QMoney account at our new Customer elite site!

Yes. you heard right. You can now access all your QMoney data in one place.

Click the Customer login button on the top right.

Or click on the link below to get taken to the site. customerelite.qmoney.gm

What can I do?

Do everything you can on the mobile app, here!

  • See all your history from the beginning of time.
  • You can do all QMoney transactions.
  • You can also check and redeem your QMoney points.
  • Easily switch, change or reset all security codes like PIN.


We strive to provide the best financial services to all the unbanked individuals in all of The Gambia.


With 10+ services! Find out what QMoney can do for you?


Click the button below, to learn more on the prices of all your transactions.


Are you looking for a QMoney agent or maybe you want to become one?  Click the button below to find out more.

Check it out!

Download the
QMoney agent app!

Lets be partners! Click on the buttons below to download the latest version of our QMoney agent app.


  • Apply to be an agent online
  • Activate your agent account
  • Deposit money into your new account
How QMoney works?

Open your phone

Dial *323# to register for an account. Download the QMoney (Customer) App.


Send/deposit QMoney & cash via the app or  by dialing the USSD codes to friends and family.


Use QMoney to receive/pay for goods & services.



QMoney works by giving the customer the ability to:

  1. Save money
  2. Withdraw money
  3. Pay for good/services
  4. Transfer cash 

All actions can be achieved by either using the: USSD codes, QMoney App & Web Portal

How-To Flyer (QMoney) click here download.

  1. Dial *323#
  2. Select Get new starter pin
  3. A 6-digit pin will be sent to you via SMS

Activating your account:

  1. Dial *323# to open QMoney menu
  2. Select Activation
  3. Enter starter pin
  4. Choose & confirm a 4-digit secret pin.

(This will be the secret pin you will use for all future transactions with QMoney)

When activating your QMoney account, you will be prompted to create a 4-digit code that only you will know. Nobody can get access to your QMoney Wallet without your secret PIN. Even if your phone gets lost, your money is save with us!

Currently you can link your QMoney Wallet with these banks below:

  1. AGIB Bank
  2. Ecobank (Gambia)


With no charges taken for depositing and sending money to another QMoney account, QMoney doesn’t cost you anything to use. All you need is you QCELL Sim Card.

check out our tariffs page to learn more.

As a business owner, you will need to become a Merchant (Agent). We will provide you with a QR Code where your customers can scan and pay for their bills or give customers your Merchant Number.

For further info go to the Become an Agent page

Go to the become an agent page 

1. Fill in your personal information, such as your full name, email address, phone number, in the appropriate fields.

2. Upload your Proof of a bank account:  I.e a scanned cheque book, bank book or any proof of a bank account.

3. Write down any thing you wish to say to us.

4. Review your application to ensure all information is correct and completed.

5. Click “Submit” to send your application to the QMoney Financial Ltd team.

Good luck with your application!

If this wasn’t helpful visit our help page which has more information that will answer all your questions.

Become a QMoney agent! join us to financially liberate the unbanked population of The Gambia.

Apply here