Sunu Kalpeh
Send, Pay & Save Money in One Place
QMoney helps you send money, pay bills and make secure payments at participating businesses across The Gambia.
Don’t have the app? Dial *323# to access QMoney.
Core services
Everything you need in one wallet
Five powerful services designed help you move, access and manage your money every day.
Send & Receive money
Send money to another QMoney wallet and receive funds directly on your phone.
Cash In & Cash Out
Add money to your wallet or withdraw cash through an authorised QMoney agent.
Scan to Pay
Scan QMoney merchant's QR code to pay securely from your QMoney wallet.
Intl. Transfers
Send money to Senegal and Sierra Leone directly from your QMoney wallet.
Bank Link
Connect your bank account to your QMoney wallet and move funds seamlessly.
More services
QCash
Send money to someone who does not have a QMoney wallet. The recipient can collect the cash from an authorised QMoney agent using the secure code provided by the sender.
- No QMoney wallet required
- Send to any GSM network
- Collect from an authorised agent
More services
Pay bills from one place.
Buy Airtime
QCell, Africell & more
Pay school fees
10+ institutions
Pay water bills
NAWEC water
Buy cashpower
NAWEC prepaid
Pay other bills
Postpaid, Government
Buy QCell Broadband
QCell, 4G/5G internet
QCell services
QCell payments with QMoney
QCell airtime
Purchase airtime for yourself or another QCell number directly from your wallet.
QCell data
Purchase QCell data bundles directly from your QMoney wallet. at half the price.
QCell postpaid bills
Settle your QCell postpaid bill directly from your QMoney wallet.
More services
GovPay
GovPay allows you to pay for supported government services from your QMoney wallet. Reducing the need to travel or wait in long payment queues.
Government services like:
- National ID card fees
- Passport fees
- Birth certificate fees
- Drivers License fees
Business Solutions
Solutions built for your business
Pay staff, accept customer payments and manage business expenses while reducing the risks of handling cash.
Security & support
Built with your security in mind
Protected by your PIN
Your PIN ensures that only you can approve transactions.
Tracking Your Money
Receive confirmation of every transaction.
Support when needed
Contact customer care or visit an authorised agent.
Ready to get started with QMoney?
Download the QMoney app, dial the USSD code or visit
an authorised agent near you.
